Titus County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Titus County, Texas? DLRadar grades every Titus County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Titus County breakdown.
- Titus County's most distressed ZIP is 75686 at 15/100.
- 6 ZIP codes tracked in Titus County, averaging 12/100 distress.
- Titus County reads peak — home values up 0.9% year over year.
- Vacancy runs 12% across Titus County's tracked ZIPs, with a 22.6% poverty rate.
- The typical Titus County home is worth about $144,450 against a ~$57,444 median income.
- Lending headwind in Titus County sits at 8/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 75686 | 15/100 |
| 2 | 75571 | 13/100 |
| 3 | 75455 | 12/100 |
| 4 | 75493 | 12/100 |
| 5 | 75558 | 12/100 |
| 6 | 75487 | 7/100 |
Most distressed ZIP codes in Titus County (composite distress 0-100, 2026)
What is driving Titus County distress
Titus County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Titus County market phase and pricing
DLRadar places Titus County in peak; prices moved up 0.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Titus County
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What people ask
What is the hardest-hit ZIP in Titus County?
ZIP 75686 leads Titus County at 15/100, recomputed monthly from public records.
Is Titus County expanding or contracting?
Titus County reads peak, with home prices up 0.9% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Titus County figures be verified?
Titus County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Titus County ZIP codes?
One county number flattens a wide range. Across the Titus County ZIPs DLRadar ranks, scores run from 15/100 in 75686 down to 7/100 in 75487, against a Titus County average of 12/100. That 8-point gap is why acquisition targeting in Titus County works at ZIP level rather than county level.
What do Titus County home values and vacancy say about distressed supply?
The typical Titus County home carries about $144,450 of value against a median household income near $57,444. Vacancy across Titus County's tracked ZIPs runs 12% and the poverty rate is 22.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Titus County's filings and its 8/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.