Upson County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Upson County, GA distress report, 2026: 7 ZIPs scored in Upson, GA, Upson, GA average 17/100; the top Upson, GA ZIP is 30204 at 22/100; Upson, GA market phase peak, Upson, GA prices +1.2% year over year.
- Upson, GA ranks #1,429 nationally (opportunity index); Upson, GA #108 in Georgia; Upson, GA index 29.7.
- Upson, GA: no CFPB county sample; Upson, GA non-metro area reading 1.3%.
- Upson, GA ZIP phases: 7 peak.
- Upson, GA residential listings tracked: 5 across 3 ZIPs; Upson, GA candidate listings 1.
- Upson, GA HUD assisted properties: 2 with 53 units.
- Upson, GA lenders on watch: 4; largest Upson, GA footprint United Bank (2 branches).
- Upson, GA most distressed ZIP: 30204 at 22/100.
Upson, GA figures: DLRadar distress index; Upson, GA inputs: CFPB, FHFA, HUD, FDIC; Upson, GA rebuilt as sources refresh.
| Rank | Upson, GA ZIP | Score |
|---|---|---|
| 1 | 30204 | 22/100 |
| 2 | 31016 | 20/100 |
| 3 | 30285 | 17/100 |
| 4 | 31097 | 17/100 |
| 5 | 30286 | 16/100 |
| 6 | 30256 | 15/100 |
| 7 | 30258 | 15/100 |
Most distressed Upson, GA ZIPs (0-100, 2026)
Mortgage delinquency around Upson, GA
No CFPB county sample covers Upson, GA; the non-metro area reading for Upson, GA: 1.3% ninety-plus; Upson, GA area thirty-to-eighty-nine 3.0% (December 2025, Upson, GA); Georgia overall 1.3%.
Opportunity index: Upson, GA
Upson, GA index 29.7, Upson, GA phase early_signal; Upson, GA primary driver vacancy, Upson, GA second driver bank institutional. Upson, GA components: property stress 21.7, foreclosure pressure 22.2, listing discounts 33.7, bank stress 42.8, insurance 0.0; Upson, GA pulse 29.9; Upson, GA capital opportunity 29.3; Upson, GA seven-day change +0.5%.
ZIP market phases inside Upson, GA
7 Upson, GA ZIPs carry a price-cycle phase; Upson, GA ZIPs by phase (Upson, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Upson, GA): 30258, 30286, 31016; peak, +1.4% YoY, 0.0% off peak (Upson, GA): 30256, 31097; peak, +1.5% YoY, 0.0% off peak (Upson, GA): 30285; peak, +2.3% YoY, 0.0% off peak (Upson, GA): 30204.
Residential listings by Upson, GA ZIP
Upson, GA ZIPs with the most tracked Upson, GA residential listings: 30286 5 listings, 1 candidates, bank pressure 45; 30285 0 listings, 0 candidates, bank pressure 45; 31097 0 listings, 0 candidates, bank pressure 48. Upson, GA totals: 5 listings; Upson, GA candidates 1; active ZIPs 0.
HUD assisted housing in Upson, GA
2 assisted properties with 53 units sit in Upson, GA; largest Upson, GA properties: Avera Estates Apartments (Thomaston) 40 units, 40 assisted; Hannah's Lane (Thomaston) 13 units, 12 assisted.
Lenders with branches in Upson, GA
Upson, GA lenders by branch count: United Bank (Upson, GA): stress 33, 2 branches low in Upson, GA; West Central Georgia Bank (Upson, GA): stress 18, 2 branches low in Upson, GA; Colony Bank (Upson, GA): stress 65, 1 branch low in Upson, GA; Peoples Bank Of Georgia (Upson, GA): stress 63, 1 branch low in Upson, GA.
Vacancy and permits, Upson, GA
1,839 of 12,434 Upson, GA housing units are vacant; Upson, GA permits, twelve months: 57 multifamily units in Upson, GA, 119 one-to-four unit units.
Work Upson, GA at the parcel level
Every Upson, GA parcel carries owner and address; every Upson, GA parcel carries APN; Upson, GA distress scores sit on the Upson, GA live board.
Upson, GA figures refresh with each source.
Upson, GA questions
Most distressed ZIP code in Upson County, GA?
ZIP 30204 leads Upson, GA at 22/100; next in Upson, GA: 31016 at 20/100; the Upson, GA average is 17/100.
Where does Upson County, GA rank for investment opportunity?
Upson, GA is #1,429 among all ranked counties, #108 in Georgia; the Upson, GA driver is vacancy; Upson, GA moved up 1,050 places.
How many mortgages are delinquent in Upson County, GA?
Upson, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Upson, GA.
Which banks lend in Upson County, GA?
4 watched lenders hold Upson, GA branches; the largest Upson, GA footprints are United Bank (2), West Central Georgia Bank (2), Colony Bank (1).
More on Upson, GA
Upson County, GA distress report: public-record figures for Upson, GA; not legal advice for Upson, GA; not tax or investment advice; verify every Upson, GA record before acting.