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Wake County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Wake County, North Carolina? DLRadar grades every Wake County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Wake County breakdown.

  • Wake County's most distressed ZIP is 27502 at 34/100.
  • 41 ZIP codes tracked in Wake County, averaging 33/100 distress.
  • Wake County reads peak — home values up 0.7% year over year.
  • Vacancy runs 7.3% across Wake County's tracked ZIPs, with a 8.1% poverty rate.
  • The typical Wake County home is worth about $475,274 against a ~$101,834 median income.
  • Lending headwind in Wake County sits at 46/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
12750234/100
22751134/100
32751334/100
42751834/100
52751934/100
62753934/100
72754534/100
82756034/100
92757134/100
102760134/100
112760334/100
122760434/100

Most distressed ZIP codes in Wake County (composite distress 0-100, 2026)

What is driving Wake County distress

Wake County's placement in the national index rests on public filings — a 33/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Wake County market phase and pricing

Wake County currently sits in peak after a 0.7% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Wake County

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Questions and answers

Which part of Wake County, NC scores highest for distress?

ZIP 27502 leads Wake County at 34/100, recomputed monthly from public records.

What market phase is Wake County in?

The market phase for Wake County is peak, prices rising 0.7% on the year — derived from the FHFA House Price Index path.

What are the sources behind these Wake County numbers?

Each Wake County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 41 local ZIPs and every other county in the country.

How much do distress scores vary between Wake County ZIP codes?

A single county score papers over real variation. Across the Wake County ZIPs DLRadar ranks, scores run from 34/100 in 27502 down to 34/100 in 27604, against a Wake County average of 33/100. The 0-point range is the argument for ZIP-level search across Wake County.

What do Wake County home values and vacancy say about distressed supply?

The typical Wake County home carries about $475,274 of value against a median household income near $101,834. Vacancy across Wake County's tracked ZIPs runs 7.3% and the poverty rate is 8.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Wake County's foreclosure and tax-lien record and its 46/100 lending headwind.

Related

Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.

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