Wake County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wake County, NC distress report, 2026: 41 ZIPs scored in Wake, NC, Wake, NC average 32/100; the top Wake, NC ZIP is 27511 at 33/100; Wake, NC market phase peak, Wake, NC prices +0.7% year over year.
- Wake, NC ranks #1,856 nationally (opportunity index); Wake, NC #78 in North Carolina; Wake, NC index 28.2.
- Wake, NC ninety-day mortgage delinquency 0.5% in December 2025; Wake, NC twelve-month change +0.1%.
- Wake, NC ZIP phases: 41 peak.
- Wake, NC residential listings tracked: 241 across 32 ZIPs; Wake, NC candidate listings 58.
- Wake, NC HUD assisted properties: 57 with 6,989 units.
- Wake, NC lenders on watch: 8; largest Wake, NC footprint Truist Bank (28 branches).
- Wake, NC most distressed ZIP: 27511 at 33/100.
Wake, NC figures: DLRadar distress index; Wake, NC inputs: CFPB, FHFA, HUD, FDIC; Wake, NC rebuilt as sources refresh.
| Rank | Wake, NC ZIP | Score |
|---|---|---|
| 1 | 27511 | 33/100 |
| 2 | 27513 | 33/100 |
| 3 | 27518 | 33/100 |
| 4 | 27539 | 33/100 |
| 5 | 27545 | 33/100 |
| 6 | 27560 | 33/100 |
| 7 | 27571 | 33/100 |
| 8 | 27601 | 33/100 |
| 9 | 27603 | 33/100 |
| 10 | 27604 | 33/100 |
| 11 | 27605 | 33/100 |
| 12 | 27606 | 33/100 |
Most distressed Wake, NC ZIPs (0-100, 2026)
Mortgage delinquency in Wake, NC
0.5% of Wake, NC mortgages were ninety-plus days late (Wake, NC, December 2025); Wake, NC thirty-to-eighty-nine days late: 1.4%; Wake, NC twelve-month change +0.1%; Wake, NC peak since 2008: 2.9% (January 2011); North Carolina overall 0.9%. Wake, NC ninety-day series: Dec 24 0.4, Jan 25 0.4, Feb 25 0.4 (Wake, NC), Mar 25 0.3, Apr 25 0.2, May 25 0.3 (Wake, NC), Jun 25 0.3, Jul 25 0.4, Aug 25 0.3 (Wake, NC), Sep 25 0.4, Oct 25 0.3, Nov 25 0.4 (Wake, NC), Dec 25 0.5.
Opportunity index: Wake, NC
Wake, NC index 28.2, Wake, NC phase early_signal; Wake, NC primary driver bank institutional, Wake, NC second driver construction. Wake, NC components: property stress 19.8, foreclosure pressure 20.5, listing discounts 28.1, bank stress 54.6, insurance 0.0; Wake, NC pulse 30.6; Wake, NC capital opportunity 24.6; Wake, NC seven-day change -0.2%.
ZIP market phases inside Wake, NC
41 Wake, NC ZIPs carry a price-cycle phase; Wake, NC ZIPs by phase (Wake, NC), deepest drawdown first: peak, +1.3% YoY, 0.4% off peak (Wake, NC): 27713, 27703; peak, +0.5% YoY, 0.4% off peak (Wake, NC): 27597; peak, +1.2% YoY, 0.3% off peak (Wake, NC): 27523; peak, +1.1% YoY, 0.3% off peak (Wake, NC): 27562; peak, +0.8% YoY, 0.2% off peak (Wake, NC): 27502, 27613, 27560, 27519; peak, +0.7% YoY, 0.2% off peak (Wake, NC): 27617, 27511, 27513, 27518, Wake, NC 27520, 27529, 27539.
Residential listings by Wake, NC ZIP
Wake, NC ZIPs with the most tracked Wake, NC residential listings: 27502 40 listings, 8 candidates, bank pressure 58; 27539 22 listings, 4 candidates, bank pressure 57; 27616 21 listings, 0 candidates, bank pressure 57; 27587 20 listings, 9 candidates, bank pressure 57 (Wake, NC); 27519 13 listings, 4 candidates, bank pressure 58; 27597 13 listings, 1 candidates, bank pressure 59; 27603 12 listings, 2 candidates, bank pressure 60; 27513 10 listings, 3 candidates, bank pressure 57. Wake, NC totals: 241 listings; Wake, NC candidates 58; active ZIPs 27.
HUD assisted housing in Wake, NC
57 assisted properties with 6,989 units sit in Wake, NC; largest Wake, NC properties: Bexley At Brier Creek (Raleigh) 410 units; Ashley Park In Brier Creek (Raleigh) 374 units; Legends Cary Towne (Raleigh) 354 units in Wake, NC; Sterling Town Center Apartments (Raleigh) 339 units; Meridian At Broad Street (Fuquay-Varina) 328 units; Auston Grove Apartments (Raleigh) 320 units.
Lenders with branches in Wake, NC
Wake, NC lenders by branch count: Truist Bank (Wake, NC): stress 62, 28 branches low in Wake, NC; Bank Of America Na (Wake, NC): stress 71, 19 branches low in Wake, NC; First-Citizens Bank&Trust Co (Wake, NC): stress 71, 18 branches low in Wake, NC; Fidelity Bank (Wake, NC): stress 56, 13 branches low in Wake, NC; North State Bank (Wake, NC): stress 80, 6 branches low in Wake, NC; First Bank (Wake, NC): stress 47, 4 branches low in Wake, NC; Ks Bank Inc (Wake, NC): stress 69, 2 branches low in Wake, NC; First Carolina Bank (Wake, NC): stress 63, 2 branches low in Wake, NC.
Vacancy and permits, Wake, NC
35,872 of 496,047 Wake, NC housing units are vacant; Wake, NC permits, twelve months: 6,055 multifamily units in Wake, NC, 8,526 one-to-four unit units.
Work Wake, NC at the parcel level
Every Wake, NC parcel carries owner and address; every Wake, NC parcel carries APN; Wake, NC distress scores sit on the Wake, NC live board.
Wake, NC figures refresh with each source.
Wake, NC questions
Most distressed ZIP code in Wake County, NC?
ZIP 27511 leads Wake, NC at 33/100; next in Wake, NC: 27513 at 33/100; the Wake, NC average is 32/100.
Where does Wake County, NC rank for investment opportunity?
Wake, NC is #1,856 among all ranked counties, #78 in North Carolina; the Wake, NC driver is bank institutional; Wake, NC moved up 281 places.
How many mortgages are delinquent in Wake County, NC?
0.5% of Wake, NC mortgages were ninety-plus days late in December 2025; the Wake, NC peak since 2008 was 2.9%.
Which banks lend in Wake County, NC?
8 watched lenders hold Wake, NC branches; the largest Wake, NC footprints are Truist Bank (28), Bank Of America Na (19), First-Citizens Bank&Trust Co (18).
More on Wake, NC
Wake County, NC distress report: public-record figures for Wake, NC; not legal advice for Wake, NC; not tax or investment advice; verify every Wake, NC record before acting.