Whitley County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Whitley County, Indiana? DLRadar grades every Whitley County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Whitley County breakdown.
- Whitley County's most distressed ZIP is 46818 at 25/100.
- 10 ZIP codes tracked in Whitley County, averaging 16/100 distress.
- Whitley County reads neutral — home values up 4.2% year over year.
- Vacancy runs 7.5% across Whitley County's tracked ZIPs, with a 10.1% poverty rate.
- The typical Whitley County home is worth about $232,780 against a ~$84,157 median income.
- Lending headwind in Whitley County sits at 66/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46818 | 25/100 |
| 2 | 46814 | 24/100 |
| 3 | 46562 | 19/100 |
| 4 | 46723 | 18/100 |
| 5 | 46783 | 16/100 |
| 6 | 46962 | 14/100 |
| 7 | 46750 | 12/100 |
| 8 | 46764 | 11/100 |
| 9 | 46725 | 10/100 |
| 10 | 46787 | 10/100 |
Most distressed ZIP codes in Whitley County (composite distress 0-100, 2026)
What is driving Whitley County distress
Nothing here is estimated: Whitley County is scored from filings alone, and its ZIPs average 16/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Whitley County market phase and pricing
DLRadar places Whitley County in neutral; prices moved up 4.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Whitley County
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Frequently asked
What is the most distressed ZIP code in Whitley County, IN?
ZIP 46818 leads Whitley County at 25/100, recomputed monthly from public records.
What stage of the price cycle is Whitley County at?
FHFA price-index movement places Whitley County in neutral; prices are up 4.2% over twelve months.
How is the Whitley County data sourced?
Each Whitley County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Whitley County ZIP codes?
Averaging the county conceals how uneven it is. Across the Whitley County ZIPs DLRadar ranks, scores run from 25/100 in 46818 down to 10/100 in 46787, against a Whitley County average of 16/100. With 15 points between best and worst, county-level targeting in Whitley County wastes effort.
What do Whitley County home values and vacancy say about distressed supply?
The typical Whitley County home carries about $232,780 of value against a median household income near $84,157. Vacancy across Whitley County's tracked ZIPs runs 7.5% and the poverty rate is 10.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Whitley County's foreclosure and lien filings and its 66/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.