Wise County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wise County, TX distress report, 2026: 18 ZIPs scored in Wise, TX, Wise, TX average 24/100; the top Wise, TX ZIP is 76247 at 32/100; Wise, TX market phase peak, Wise, TX prices +0.9% year over year.
- Wise, TX ranks #2,705 nationally (opportunity index); Wise, TX #235 in Texas; Wise, TX index 24.9.
- Wise, TX: no CFPB county sample; Wise, TX metro area reading 1.0%.
- Wise, TX ZIP phases: 18 peak.
- Wise, TX residential listings tracked: 6 across 9 ZIPs; Wise, TX candidate listings 4.
- Wise, TX HUD assisted properties: 1 with 10 units.
- Wise, TX lenders on watch: 8; largest Wise, TX footprint Legend Bank N A (3 branches).
- Wise, TX most distressed ZIP: 76247 at 32/100.
Wise, TX figures: DLRadar distress index; Wise, TX inputs: CFPB, FHFA, HUD, FDIC; Wise, TX rebuilt as sources refresh.
| Rank | Wise, TX ZIP | Score |
|---|---|---|
| 1 | 76247 | 32/100 |
| 2 | 76249 | 32/100 |
| 3 | 76259 | 32/100 |
| 4 | 76052 | 27/100 |
| 5 | 76270 | 24/100 |
| 6 | 76020 | 23/100 |
| 7 | 76023 | 22/100 |
| 8 | 76082 | 22/100 |
| 9 | 76234 | 22/100 |
| 10 | 76431 | 22/100 |
| 11 | 76458 | 22/100 |
| 12 | 76487 | 22/100 |
Most distressed Wise, TX ZIPs (0-100, 2026)
Mortgage delinquency around Wise, TX
No CFPB county sample covers Wise, TX; the metro area reading for Wise, TX (Dallas-Fort Worth-Arlington, TX): 1.0% ninety-plus; Wise, TX area thirty-to-eighty-nine 2.5% (December 2025, Wise, TX); Texas overall 1.2%.
Opportunity index: Wise, TX
Wise, TX index 24.9, Wise, TX phase weak; Wise, TX primary driver construction, Wise, TX second driver bank institutional. Wise, TX components: property stress 10.7, foreclosure pressure 11.3, listing discounts 17.3, bank stress 58.9, insurance 0.0; Wise, TX pulse 30.0; Wise, TX capital opportunity 17.3.
ZIP market phases inside Wise, TX
18 Wise, TX ZIPs carry a price-cycle phase; Wise, TX ZIPs by phase (Wise, TX), deepest drawdown first: peak, +0.9% YoY (Wise, TX): 76020, 76023, 76052, 76071, Wise, TX 76073, 76078, 76082, 76234, Wise, TX 76247, 76249, 76259, 76267; peak, +1.0% YoY (Wise, TX): 76225; peak, +1.7% YoY (Wise, TX): 76270; peak, +1.1% YoY (Wise, TX): 76426; peak, +1.2% YoY (Wise, TX): 76431.
Residential listings by Wise, TX ZIP
Wise, TX ZIPs with the most tracked Wise, TX residential listings: 76023 2 listings, 2 candidates, bank pressure 57; 76431 2 listings, 0 candidates, bank pressure 58; 76078 1 listings, 1 candidates, bank pressure 61; 76426 1 listings, 1 candidates, bank pressure 58 (Wise, TX); 76071 0 listings, 0 candidates, bank pressure 61; 76073 0 listings, 0 candidates, bank pressure 59; 76225 0 listings, 0 candidates, bank pressure 61; 76234 0 listings, 0 candidates, bank pressure 61. Wise, TX totals: 6 listings; Wise, TX candidates 4; active ZIPs 4.
HUD assisted housing in Wise, TX
1 assisted properties with 10 units sit in Wise, TX; largest Wise, TX properties: Estates Of Bridgeport Phase Iii (Bridgeport) 10 units, 10 assisted.
Lenders with branches in Wise, TX
Wise, TX lenders by branch count: Legend Bank N A (Wise, TX): stress 53, 3 branches low in Wise, TX; First Financial Bank (Wise, TX): stress 49, 3 branches low in Wise, TX; Pilgrim Bank (Wise, TX): stress 81, 1 branch low in Wise, TX; First State Bank (Wise, TX): stress 80, 1 branch low in Wise, TX; Community Bank (Wise, TX): stress 73, 1 branch low in Wise, TX; American National Bank&Trust (Wise, TX): stress 70, 1 branch low in Wise, TX; Woodforest National Bank (Wise, TX): stress 54, 1 branch low in Wise, TX; Pinnacle Bank (Wise, TX): stress 51, 1 branch low in Wise, TX.
Vacancy and permits, Wise, TX
2,395 of 27,530 Wise, TX housing units are vacant; Wise, TX permits, twelve months: 0 multifamily units in Wise, TX, 367 one-to-four unit units.
Work Wise, TX at the parcel level
Every Wise, TX parcel carries owner and address; every Wise, TX parcel carries APN; Wise, TX distress scores sit on the Wise, TX live board.
Wise, TX figures refresh with each source.
Wise, TX questions
Most distressed ZIP code in Wise County, TX?
ZIP 76247 leads Wise, TX at 32/100; next in Wise, TX: 76249 at 32/100; the Wise, TX average is 24/100.
Where does Wise County, TX rank for investment opportunity?
Wise, TX is #2,705 among all ranked counties, #235 in Texas; the Wise, TX driver is construction; Wise, TX moved down 410 places.
How many mortgages are delinquent in Wise County, TX?
Wise, TX takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Wise, TX.
Which banks lend in Wise County, TX?
8 watched lenders hold Wise, TX branches; the largest Wise, TX footprints are Legend Bank N A (3), First Financial Bank (3), Pilgrim Bank (1).
More on Wise, TX
Wise County, TX distress report: public-record figures for Wise, TX; not legal advice for Wise, TX; not tax or investment advice; verify every Wise, TX record before acting.