Yakima County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Yakima County, WA distress report, 2026: 22 ZIPs scored in Yakima, WA, Yakima, WA average 33/100; the top Yakima, WA ZIP is 98901 at 34/100; Yakima, WA market phase peak, Yakima, WA prices +2.0% year over year.
- Yakima, WA ranks #1,990 nationally (opportunity index); Yakima, WA #23 in Washington; Yakima, WA index 27.7.
- Yakima, WA ninety-day mortgage delinquency 1.1% in December 2025; Yakima, WA twelve-month change +0.4%.
- Yakima, WA ZIP phases: 22 peak.
- Yakima, WA residential listings tracked: 30 across 20 ZIPs; Yakima, WA candidate listings 9.
- Yakima, WA HUD assisted properties: 8 with 578 units.
- Yakima, WA lenders on watch: 6; largest Yakima, WA footprint Banner Bank (6 branches).
- Yakima, WA most distressed ZIP: 98901 at 34/100.
Yakima, WA figures: DLRadar distress index; Yakima, WA inputs: CFPB, FHFA, HUD, FDIC; Yakima, WA rebuilt as sources refresh.
| Rank | Yakima, WA ZIP | Score |
|---|---|---|
| 1 | 98901 | 34/100 |
| 2 | 98902 | 34/100 |
| 3 | 98903 | 34/100 |
| 4 | 98908 | 34/100 |
| 5 | 98921 | 34/100 |
| 6 | 98923 | 34/100 |
| 7 | 98932 | 34/100 |
| 8 | 98933 | 34/100 |
| 9 | 98935 | 34/100 |
| 10 | 98936 | 34/100 |
| 11 | 98937 | 34/100 |
| 12 | 98938 | 34/100 |
Most distressed Yakima, WA ZIPs (0-100, 2026)
Mortgage delinquency in Yakima, WA
1.1% of Yakima, WA mortgages were ninety-plus days late (Yakima, WA, December 2025); Yakima, WA thirty-to-eighty-nine days late: 1.5%; Yakima, WA twelve-month change +0.4%; Yakima, WA peak since 2008: 3.4% (January 2012); Washington overall 0.6%. Yakima, WA ninety-day series: Dec 24 0.7, Jan 25 0.8, Feb 25 0.9 (Yakima, WA), Mar 25 1.0, Apr 25 0.8, May 25 0.8 (Yakima, WA), Jun 25 0.7, Jul 25 1.0, Aug 25 0.9 (Yakima, WA), Sep 25 0.6, Oct 25 0.7, Nov 25 0.8 (Yakima, WA), Dec 25 1.1.
Opportunity index: Yakima, WA
Yakima, WA index 27.7, Yakima, WA phase weak; Yakima, WA primary driver bank institutional, Yakima, WA second driver construction. Yakima, WA components: property stress 20.9, foreclosure pressure 20.5, listing discounts 25.4, bank stress 56.3, insurance 0.0; Yakima, WA pulse 30.7; Yakima, WA capital opportunity 23.1; Yakima, WA seven-day change -0.7%.
ZIP market phases inside Yakima, WA
22 Yakima, WA ZIPs carry a price-cycle phase; Yakima, WA ZIPs by phase (Yakima, WA), deepest drawdown first: peak, +2.0% YoY, 0.1% off peak (Yakima, WA): 98902, 98903, 98908, 98921, Yakima, WA 98923, 98932, 98933, 98935, Yakima, WA 98936, 98937, 98938, 98939, Yakima, WA 98942, 98947, 98948, 98951.
Residential listings by Yakima, WA ZIP
Yakima, WA ZIPs with the most tracked Yakima, WA residential listings: 98902 6 listings, 1 candidates, bank pressure 62; 98908 5 listings, 2 candidates, bank pressure 62; 98901 4 listings, 0 candidates, bank pressure 62; 98937 4 listings, 4 candidates, bank pressure 62 (Yakima, WA); 98942 4 listings, 1 candidates, bank pressure 62; 98930 3 listings, 0 candidates, bank pressure 63; 98903 1 listings, 0 candidates, bank pressure 62; 98932 1 listings, 0 candidates, bank pressure 62. Yakima, WA totals: 30 listings; Yakima, WA candidates 9; active ZIPs 10.
HUD assisted housing in Yakima, WA
8 assisted properties with 578 units sit in Yakima, WA; largest Yakima, WA properties: Sun Tower (Yakima) 141 units, 97 assisted; Cornerstone Apartments (Yakima) 121 units; Mabel Swan Manor (Yakima) 99 units, 99 assisted in Yakima, WA; Health Resources, Inc. - Yakima (Yakima) 60 units; Providence House-Yakima (Yakima) 48 units, 47 assisted; Mabel Swan North (Yakima) 45 units, 45 assisted.
Lenders with branches in Yakima, WA
Yakima, WA lenders by branch count: Banner Bank (Yakima, WA): stress 58, 6 branches low in Yakima, WA; Yakima Fs&La (Yakima, WA): stress 32, 4 branches low in Yakima, WA; Heritage Bank (Yakima, WA): stress 58, 3 branches low in Yakima, WA; Cashmere Valley Bank (Yakima, WA): stress 65, 2 branches moderate in Yakima, WA; Baker-Boyer National Bank (Yakima, WA): stress 84, 1 branch moderate in Yakima, WA; Wafd Bank (Yakima, WA): stress 67, 1 branch moderate in Yakima, WA.
Vacancy and permits, Yakima, WA
4,724 of 92,432 Yakima, WA housing units are vacant; Yakima, WA permits, twelve months: 98 multifamily units in Yakima, WA, 566 one-to-four unit units.
Work Yakima, WA at the parcel level
Every Yakima, WA parcel carries owner and address; every Yakima, WA parcel carries APN; Yakima, WA distress scores sit on the Yakima, WA live board.
Yakima, WA figures refresh with each source.
Yakima, WA questions
Most distressed ZIP code in Yakima County, WA?
ZIP 98901 leads Yakima, WA at 34/100; next in Yakima, WA: 98902 at 34/100; the Yakima, WA average is 33/100.
Where does Yakima County, WA rank for investment opportunity?
Yakima, WA is #1,990 among all ranked counties, #23 in Washington; the Yakima, WA driver is bank institutional; Yakima, WA moved up 157 places.
How many mortgages are delinquent in Yakima County, WA?
1.1% of Yakima, WA mortgages were ninety-plus days late in December 2025; the Yakima, WA peak since 2008 was 3.4%.
Which banks lend in Yakima County, WA?
6 watched lenders hold Yakima, WA branches; the largest Yakima, WA footprints are Banner Bank (6), Yakima Fs&La (4), Heritage Bank (3).
More on Yakima, WA
Yakima County, WA distress report: public-record figures for Yakima, WA; not legal advice for Yakima, WA; not tax or investment advice; verify every Yakima, WA record before acting.