Distressed Properties in Tennessee
DLRadar scores 95 Tennessee counties on market cycle, bank stress and insurance distress. None of Tennessee's counties is in contraction or recovery (Tennessee); Tennessee home prices average +2.6% year over year.
Tennessee averages 60/100 bank stress and 45/100 insurance distress.
Tennessee residential listings tracked: 2,264 across 661 ZIPs; Tennessee candidate listings 546; 277 Tennessee ZIPs read active. Busiest Tennessee ZIPs: 37122 101 listings, 7 candidates; 37075 100 listings, 10 candidates; 37027 95 listings, 12 candidates in Tennessee; 37064 87 listings, 9 candidates; 37042 63 listings, 5 candidates; 37128 49 listings, 2 candidates.
HUD lists 501 assisted multifamily properties in Tennessee with 41,823 units, 20,378 of the Tennessee units assisted.
Tennessee ZIPs by price-cycle phase: 2,867 peak, 398 expansion, 313 contraction, 290 recovery, 221 neutral.
Tennessee ninety-day mortgage delinquency 0.9% as of December 2025; highest sampled Tennessee counties: Sullivan 1.4%, Montgomery 1.2%, Shelby 1.1%.
Counties tracked
95
Markets softening
0
Tennessee: contraction / recovery
Avg home price
+2.6%
Tennessee YoY
Avg bank stress
60/100
Tennessee counties
Tennessee counties to watch
1. Roane County+3.8% YoY, bank 58/100 (6 banks), insurance 48/100Neutral2. Union County+3.8% YoY, bank 54/100 (3 banks), insurance 50/100Neutral3. Anderson County+3.8% YoY, bank 60/100 (12 banks), insurance 50/100Neutral4. Knox County+3.8% YoY, bank 59/100 (31 banks), insurance 57/100Neutral5. Loudon County+3.8% YoY, bank 59/100 (6 banks), insurance 21/100Neutral6. Blount County+3.8% YoY, bank 61/100 (15 banks), insurance 21/100Neutral7. Morgan County+3.8% YoY, bank 59/100 (2 banks), insurance 21/100Neutral8. Campbell County+3.8% YoY, bank 47/100 (8 banks), insurance 21/100Neutral9. Grainger County+3.8% YoY, bank 65/100 (1 banks), insurance 65/100Neutral10. Washington County+4.2% YoY, bank 51/100 (18 banks), insurance 88/100Neutral11. Carter County+4.2% YoY, bank 45/100 (6 banks), insurance 88/100Neutral12. Unicoi County+4.2% YoY, bank 35/100 (2 banks), insurance 87/100Neutral13. Jefferson County+0.1% YoY, 1.1% off peak, bank 60/100 (8 banks), insurance 35/100Peak14. Hamblen County+0.1% YoY, 1.1% off peak, bank 57/100 (10 banks), insurance 43/100Peak15. Sequatchie County+1.1% YoY, bank 68/100 (3 banks), insurance 51/100Peak16. Hamilton County+1.1% YoY, bank 62/100 (23 banks), insurance 69/100Peak17. Marion County+1.1% YoY, bank 58/100 (5 banks), insurance 21/100Peak18. Fayette County+1.2% YoY, bank 62/100 (8 banks), insurance 27/100Peak19. Shelby County+1.2% YoY, bank 61/100 (33 banks), insurance 66/100Peak20. Tipton County+1.2% YoY, bank 65/100 (11 banks), insurance 66/100Peak21. Hickman County+1.3% YoY, bank 53/100 (4 banks), insurance 27/100Peak22. Macon County+1.3% YoY, bank 70/100 (3 banks), insurance 27/100Peak23. Cannon County+1.3% YoY, bank 65/100 (5 banks), insurance 65/100Peak24. Robertson County+1.3% YoY, bank 55/100 (9 banks), insurance 56/100Peak25. Cheatham County+1.3% YoY, bank 62/100 (5 banks), insurance 65/100Peak26. Trousdale County+1.3% YoY, bank 66/100 (3 banks), insurance 21/100Peak27. Wilson County+1.3% YoY, bank 61/100 (17 banks), insurance 60/100Peak28. Williamson County+1.3% YoY, bank 60/100 (35 banks), insurance 57/100Peak29. Sumner County+1.3% YoY, bank 59/100 (23 banks), insurance 67/100Peak30. Rutherford County+1.3% YoY, bank 60/100 (27 banks), insurance 59/100Peak31. Davidson County+1.3% YoY, bank 61/100 (35 banks), insurance 68/100Peak32. Maury County+1.3% YoY, bank 64/100 (9 banks), insurance 59/100Peak33. Dickson County+1.3% YoY, bank 66/100 (9 banks), insurance 57/100Peak34. Smith County+1.3% YoY, bank 52/100 (4 banks), insurance 55/100Peak35. Sullivan County+1.8% YoY, bank 53/100 (13 banks), insurance 68/100Peak36. Hawkins County+1.8% YoY, bank 61/100 (5 banks), insurance 43/100Peak37. Montgomery County+1.9% YoY, 2.5% off peak, bank 62/100 (13 banks), insurance 76/100Peak38. Stewart County+1.9% YoY, 2.5% off peak, bank 65/100 (3 banks), insurance 56/100Peak39. Marshall County+2% YoY, bank 60/100 (6 banks), insurance 48/100Peak40. Bedford County+2% YoY, bank 66/100 (8 banks), insurance 21/100Peak41. Cocke County+2% YoY, bank 66/100 (5 banks), insurance 89/100Peak42. Coffee County+2% YoY, bank 56/100 (10 banks), insurance 53/100Peak43. Cumberland County+2% YoY, bank 51/100 (9 banks), insurance 21/100Peak44. Dyer County+2% YoY, bank 62/100 (5 banks), insurance 69/100Peak45. Franklin County+2% YoY, bank 55/100 (7 banks), insurance 30/100Peak46. Greene County+2% YoY, bank 50/100 (5 banks), insurance 87/100Peak47. Henry County+2% YoY, bank 58/100 (6 banks), insurance 62/100Peak48. Jackson County+2% YoY, bank 54/100 (2 banks), insurance 58/100Peak49. Lawrence County+2% YoY, bank 57/100 (10 banks), insurance 21/100Peak50. Lincoln County+2% YoY, bank 57/100 (7 banks), insurance 54/100Peak51. Mcminn County+2% YoY, bank 54/100 (9 banks), insurance 21/100Peak52. Meigs County+2% YoY, bank 70/100 (2 banks), insurance 21/100Peak53. Moore County+2% YoY, bank 67/100 (2 banks), insurance 21/100Peak54. Obion County+2% YoY, bank 59/100 (9 banks), insurance 67/100Peak55. Overton County+2% YoY, bank 52/100 (5 banks), insurance 21/100Peak56. Putnam County+2% YoY, bank 54/100 (15 banks), insurance 53/100Peak57. Sevier County+2% YoY, bank 61/100 (8 banks), insurance 74/100Peak58. Warren County+2% YoY, bank 62/100 (8 banks), insurance 57/100Peak59. Weakley County+2% YoY, bank 61/100 (8 banks), insurance 21/100Peak60. White County+2% YoY, bank 49/100 (5 banks), insurance 21/100Peak61. Henderson County+2.8% YoY, bank 65/100 (6 banks), insurance 61/100Peak62. Monroe County+2.8% YoY, bank 63/100 (6 banks), insurance 55/100Peak63. Haywood County+2.8% YoY, bank 69/100 (4 banks), insurance 58/100Peak64. Van Buren County+2.8% YoY, bank 57/100 (1 banks), insurance 21/100Peak65. Hardin County+2.8% YoY, bank 74/100 (6 banks), insurance 53/100Peak66. Benton County+2.8% YoY, bank 42/100 (3 banks), insurance 21/100Peak67. Lake County+2.8% YoY, bank 60/100 (2 banks), insurance 21/100Peak68. Mcnairy County+2.8% YoY, bank 76/100 (8 banks), insurance 27/100Peak69. Johnson County+2.8% YoY, bank 64/100 (3 banks), insurance 88/100Peak70. Humphreys County+2.8% YoY, bank 49/100 (4 banks), insurance 59/100Peak71. Houston County+2.8% YoY, bank 66/100 (2 banks), insurance 27/100Peak72. Carroll County+2.8% YoY, bank 60/100 (8 banks), insurance 37/100Peak73. Perry County+2.8% YoY, bank 58/100 (2 banks), insurance 27/100Peak74. Pickett County+2.8% YoY, bank 75/100 (2 banks), insurance 54/100Peak75. Wayne County+2.8% YoY, bank 49/100 (3 banks), insurance 27/100Peak76. Rhea County+2.8% YoY, bank 66/100 (5 banks), insurance 21/100Peak77. Hardeman County+2.8% YoY, bank 70/100 (5 banks), insurance 27/100Peak78. Hancock County+2.8% YoY, bank 72/100 (2 banks), insurance 67/100Peak79. Grundy County+2.8% YoY, bank 57/100 (1 banks), insurance 27/100Peak80. Scott County+2.8% YoY, bank 51/100 (3 banks), insurance 30/100Peak81. Giles County+2.8% YoY, bank 69/100 (6 banks), insurance 54/100Peak82. Bledsoe County+2.8% YoY, bank 66/100 (2 banks), insurance 21/100Peak83. Fentress County+2.8% YoY, bank 60/100 (4 banks), insurance 21/100Peak84. Dekalb County+2.8% YoY, bank 61/100 (4 banks), insurance 21/100Peak85. Decatur County+2.8% YoY, bank 76/100 (4 banks), insurance 27/100Peak86. Lauderdale County+2.8% YoY, bank 64/100 (7 banks), insurance 58/100Peak87. Clay County+2.8% YoY, bank 71/100 (2 banks), insurance 46/100Peak88. Lewis County+2.8% YoY, bank 60/100 (5 banks), insurance 27/100Peak89. Claiborne County+2.8% YoY, bank 59/100 (3 banks), insurance 35/100Peak90. Bradley County+5.3% YoY, bank 54/100 (13 banks), insurance 45/100Expansion91. Polk County+5.3% YoY, bank 51/100 (3 banks), insurance 27/100Expansion92. Madison County+6.3% YoY, bank 61/100 (17 banks), insurance 63/100Expansion93. Chester County+6.3% YoY, bank 68/100 (5 banks), insurance 21/100Expansion94. Gibson County+6.3% YoY, bank 64/100 (8 banks), insurance 59/100Expansion95. Crockett County+6.3% YoY, bank 58/100 (6 banks), insurance 27/100Expansion
Distressed properties in Tennessee — FAQ
How do I find Tennessee distressed properties?
Start with the 0 of 95 Tennessee counties in contraction or recovery, led by Roane County, then open each Tennessee county's ZIP scores.
Where does the Tennessee data come from?
Tennessee price cycle from FHFA; Tennessee bank stress (60/100) from FDIC call reports; Tennessee insurance distress (45/100) from FEMA and NFIP.