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ZIP 11746 Foreclosure, Tax-Lien & Distress Report

Suffolk County, New York · High Value market

ZIP 11746's composite property-distress score is 34/100 - DLRadar classes that as moderate for Suffolk County, New York. Its heaviest discrete signals: structural risk (75/100), construction/permit lag (57/100), institutional ownership (51/100). By contrast, mortgage stress (22/100) register low. The latent-versus-live split is 75/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (71/100).

The peak-phase market in 11746 posted values that rose 4.9% over the year, and 23% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 30/100. Around 50% of renters are cost-burdened. Educational attainment sits at 50% bachelor's-or-above. A median home runs $695,200 here, or 4.2 times local income. The poverty rate is 6.9% — low. 66,883 residents call 11746 home, typically aged 44. Owners hold 85% of homes, renters 15%. Vacancy runs 3.9%. At $158,309, median income runs above typical U.S. levels. There are about 22,409 housing units across 11746.

On balance 11746 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 11746 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 11746 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 11746 stays directly comparable to neighboring ZIPs and the rest of Suffolk County, New York. Sparse data for 11746 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 figure for 11746 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 11746 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

34/100
Composite stress
75/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 11746

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk98
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

11746 at a glance

The live 11746 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Deterministic scoring, sourced entirely from public data · methodology

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