ZIP 16235 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 16235 (Clarion County, Pennsylvania) lands at 11/100 — minimal on DLRadar's public-record scoring. Structurally it carries 26/100, against 2/100 of stress already in motion. Leading the profile are construction/permit lag (64/100), structural risk (26/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (4/100) stay muted.

The market reads expansion — home values rose 5.1% year on year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 9.4%. 4.3% of residents fall below the poverty threshold. Educational attainment sits at 29% bachelor's-or-above. About 1,407 people live here, median age 43. The demographic-stress sub-score lands at 20/100. A median home runs $209,000 here, or 2.6 times local income. At $80,972, median income runs near typical U.S. levels. Owners hold 91% of homes, renters 9%. Around 14% of renters are cost-burdened. The ZIP holds roughly 635 housing units.

Overall 16235 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 16235 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 16235 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 16235 stays directly comparable to neighboring ZIPs and the rest of Clarion County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 16235 shows blanks, not estimates, wherever the record is sparse.

The 11/100 figure for 16235 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 16235 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.