ZIP 16242 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 16242 (Clarion County, Pennsylvania) returns a low composite of 19/100. On the structural side it scores 43/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (86/100), structural risk (43/100), institutional ownership (9/100). institutional ownership (9/100) and mortgage stress (6/100) stay muted.

The market reads peak — home values rose 3.9% year on year, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $54,727, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100. The poverty rate is 16.9% — high, a tax-stress and distress correlate. The ZIP holds roughly 2,148 housing units. The vacancy rate is 13.9% — elevated. The tenure split is 73% owner-occupied to 27% rented. About 19% have a four-year degree. 4,328 residents call 16242 home, typically aged 44. Around 37% of renters are cost-burdened. The typical home is worth about $134,700 (2.2× income, relatively affordable).

Net-net, 16242 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 16242 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. 16242 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 16242's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 16242 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.