ZIP 16654 Foreclosure, Tax-Lien & Distress Report

ZIP 16654's composite property-distress score is 18/100 - DLRadar classes that as low for Huntingdon County, Pennsylvania. Structural risk reads 43/100 against active distress of 0/100. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). What sets it apart are the readings on construction/permit lag (60/100), structural risk (43/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) register low.

The market reads peak — home values rose 4.2% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,935 residents call 16654 home, typically aged 40. Vacancy runs 0.0%. 73% of housing is owner-occupied. Around 0% of renters are cost-burdened. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 3 housing units. Educational attainment sits at 2% bachelor's-or-above. The demographic-stress sub-score lands at 19/100.

Overall 16654 looks resilient on the surface, so the edge is isolating individual stressed parcels. 16654 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 16654's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 16654, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

16654's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 16654 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.