ZIP 27278 Property Distress & Foreclosure Data

ZIP code 27278 in Orange County, North Carolina carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 72/100 against active distress of 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), FEMA disaster exposure (88/100), climate & FEMA risk (82/100). What sets it apart are the readings on structural risk (72/100), institutional ownership (69/100), construction/permit lag (40/100). By contrast, mortgage stress (26/100) register low.

The market reads peak — home values rose 3.0% year on year, and 18% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $414,100, an affordability ratio of 3.7× — accessible. Owners hold 77% of homes, renters 23%. About 28,546 people live here, median age 45. Rent burden reaches 36% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. 7.3% of residents fall below the poverty threshold. Vacancy runs 6.7%. Educational attainment sits at 54% bachelor's-or-above. There are about 12,362 housing units across 27278. Median household income is $101,821, above the U.S. median near $78,000.

Net-net, 27278 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.