ZIP 27278 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 27278 (Orange County, North Carolina) returns a low composite of 28/100. The latent-versus-live split is 61/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), FEMA disaster exposure (84/100), climate & FEMA risk (82/100). What sets it apart are the readings on institutional ownership (67/100), structural risk (61/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100).

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 18% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $414,100, an affordability ratio of 3.7× — accessible. The tenure split is 77% owner-occupied to 23% rented. 28,546 residents call 27278 home, typically aged 45. Rent burden reaches 36% of tenant households. DLRadar's demographic-stress index for the area reads 26/100. 7.3% of residents fall below the poverty threshold. Vacancy runs 6.7%. Educational attainment sits at 54% bachelor's-or-above. The ZIP holds roughly 12,362 housing units. Median household income is $101,821, above the U.S. median near $78,000.

On balance 27278 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 27278 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 27278 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27278 can be compared directly against any other ZIP in Orange County, North Carolina or nationwide. 27278 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 27278's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 27278 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.