ZIP 27712 Foreclosure, Tax-Lien & Distress Report
Durham County, North Carolina · Distress market
In Durham County, North Carolina, ZIP 27712 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. The most distinctive pressure shows up in institutional ownership (63/100), structural risk (62/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 62/100 structural and 8/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (97/100), climate & FEMA risk (90/100), FEMA disaster exposure (77/100)).
The peak-phase market in 27712 posted values that rose 1.3% over the year, and 13% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 3.3%. Owners hold 89% of homes, renters 11%. The poverty rate is 7.2% — low. Around 54% of renters are cost-burdened. Home values center near $372,600, an affordability ratio of 3.6× — accessible. Educational attainment sits at 49% bachelor's-or-above. Households earn a median $91,190 — above the roughly $78,000 national figure. 23,541 residents call 27712 home, typically aged 45. DLRadar's demographic-stress index for the area reads 27/100. There are about 9,768 housing units across 27712.
Overall, 27712 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 27712 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 27712 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27712 can be compared directly against any other ZIP in Durham County, North Carolina or nationwide. Where the record is thin for 27712, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 27712 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For an operator, 27712 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 27712 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 27712 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 27712, the same set carried on every parcel.
Nearby ZIPs in Durham County
Nearest ZIP codes to 27712
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Durham County, North Carolina
Keep going: ZIP, county and state distress coverage for Durham County, North Carolina.
Get the full acquisition report for 27712
The full 27712 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology