ZIP 27712 Foreclosure, Tax-Lien & Distress Report

In Durham County, North Carolina, ZIP 27712 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (70/100), institutional ownership (67/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (25/100) register low. The latent-versus-live split is 70/100 structural and 8/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (96/100), climate & FEMA risk (90/100), FEMA disaster exposure (84/100)).

The peak-phase market in 27712 posted values that rose 1.3% over the year, and 13% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 3.3%. Owners hold 89% of homes, renters 11%. The poverty rate is 7.2% — low. Around 54% of renters are cost-burdened. Home values center near $372,600, an affordability ratio of 3.6× — accessible. Educational attainment sits at 49% bachelor's-or-above. Households earn a median $91,190 — above the roughly $78,000 national figure. 23,541 residents call 27712 home, typically aged 45. DLRadar's demographic-stress index for the area reads 27/100. There are about 9,768 housing units across 27712.

Overall, 27712 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 27712 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 27712 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 27712 can be compared directly against any other ZIP in Durham County, North Carolina or nationwide. Where the public record is thin for 27712, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 27712 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. For an operator, 27712 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.