ZIP 27705 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 27705 (Durham County, North Carolina) at a moderate 31/100 for overall property distress. Property-level stress concentrates in institutional ownership (67/100), structural risk (67/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (20/100). Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), climate & FEMA risk (86/100), FEMA disaster exposure (84/100). The latent-versus-live split is 67/100 structural and 8/100 already moving.

The peak-phase market in 27705 posted values that rose 1.3% over the year, and 16% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $71,153, near the U.S. median near $78,000. Around 41% of renters are cost-burdened. The vacancy rate is 9.6%. Population is roughly 48,412 with a median age of 35. 16.9% of residents fall below the poverty threshold. Educational attainment sits at 62% bachelor's-or-above. Home values center near $455,000, an affordability ratio of 5.6×. 45% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. The ZIP holds roughly 25,051 housing units.

On balance 27705 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 27705 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 27705 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. 27705 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

27705's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 27705 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.