ZIP 27514 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 27514 (Orange County, North Carolina) lands at 28/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (84/100), climate & FEMA risk (81/100). On the structural side it scores 61/100, with 8/100 of stress already active. Property-level stress concentrates in institutional ownership (67/100), structural risk (61/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) register low.

The market reads peak — home values rose 1.3% year on year, and 24% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $94,167, above the U.S. median near $78,000. Rent burden reaches 50% of tenant households. A median home runs $663,900 here, or 6.7 times local income. Educational attainment sits at 80% bachelor's-or-above. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal. 50% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 39/100. Population is roughly 32,612 with a median age of 24. 16.3% of residents fall below the poverty threshold. There are about 11,699 housing units across 27514.

Net-net, 27514 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 27514 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Orange County, North Carolina and the nation. Where the public record is thin for 27514, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 for 27514 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 27514 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.