ZIP 42718 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 42718 in Taylor County, Kentucky comes in at 14, a minimal composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (73/100). Its standout signals are institutional ownership (41/100), structural risk (28/100), mortgage stress (16/100). By contrast, mortgage stress (16/100) and construction/permit lag (8/100) register low. The split runs 28/100 structural to 5/100 active on the ground.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 20% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $170,500, an affordability ratio of 2.7× — accessible. 16.6% of residents fall below the poverty threshold. Population is roughly 26,461 with a median age of 38. Owners hold 68% of homes, renters 32%. Educational attainment sits at 23% bachelor's-or-above. Around 33% of renters are cost-burdened. Vacancy runs 9.8%. The ZIP holds roughly 11,201 housing units. Households earn a median $60,764 — below the roughly $78,000 national figure. On demographic stress specifically, 42718 scores 29/100.

On balance 42718 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 42718 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 42718 runs through one identical scoring model, so its 14/100 sits on the same scale as every other ZIP in Taylor County, Kentucky and the nation. Where the record is thin for 42718, the field stays empty rather than modeled, and fills in as new documents post.

The 14/100 figure for 42718 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 42718 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.