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ZIP 53516 Foreclosure, Tax-Lien & Distress Report

Lafayette County, Wisconsin · Distress market

In Lafayette County, Wisconsin, ZIP 53516 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (36/100), structural risk (28/100), institutional ownership (11/100). On the quiet end sit institutional ownership (11/100) and mortgage stress (3/100). Latent structural risk is 28/100 while live distress already moving reads 1/100.

The market reads peak — home values rose 4.6% year on year, and 25% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $306,600, an affordability ratio of 3.3× — accessible. The ZIP holds roughly 1,045 housing units. Vacancy runs 7.5%. 84% of housing is owner-occupied. On demographic stress specifically, 53516 scores 24/100. The poverty rate is 7.5%. About 2,184 people live here, median age 44. Rent burden reaches 21% of tenant households. Educational attainment sits at 36% bachelor's-or-above. At $85,357, median income runs near typical U.S. levels.

Broadly, 53516 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 53516 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 53516 can be compared directly against any other ZIP in Lafayette County, Wisconsin or nationwide. Nothing here is interpolated — where a source is thin for 53516, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 figure for 53516 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 53516 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

13/100
Composite stress
28/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 53516

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk43
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 53516 Stress Report snapshot

53516 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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