ZIP 58046 Property Distress & Foreclosure Data

In Steele County, North Dakota, ZIP 58046 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (62/100), institutional ownership (35/100), structural risk (34/100). structural risk (34/100) and mortgage stress (15/100) stay muted. The latent-versus-live split is 34/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (64/100).

Prices here sit in a expansion phase: values rose 8.1% over the trailing year, 2.0% off the recent peak (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 278 housing units. The poverty rate is 6.7% — low. The vacancy rate is 16.9% — elevated. Around 17% of adults hold a bachelor's degree or higher. Around 30% of renters are cost-burdened. 646 residents call 58046 home, typically aged 42. The typical home is worth about $143,800 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 27/100. At $61,250, median income runs below typical U.S. levels. 80% of housing is owner-occupied.

Taken together, 58046 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.