ZIP 60638 Foreclosure, Tax-Lien & Distress Report
Cook County, Illinois · Distress market
Composite property distress in 60638 (Cook County, Illinois) lands at 34/100 — moderate on DLRadar's distress scoring. Property-level stress concentrates in structural risk (77/100), construction/permit lag (73/100), institutional ownership (50/100). mortgage stress (20/100) stay muted. On the structural side it scores 77/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (60/100)).
The expansion-phase market in 60638 posted values that rose 5.7% over the year, and 13% higher over three years, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $89,191, above the U.S. median near $78,000. Owners hold 81% of homes, renters 19%. The poverty rate is 7.0% — low. About 24% have a four-year degree. Rent burden reaches 39% of tenant households. Population is roughly 58,250 with a median age of 38. There are about 21,517 housing units across 60638. On demographic stress specifically, 60638 scores 28/100. The typical home is worth about $299,100 (3.2× income, relatively affordable). Vacancy runs 3.8%.
On balance 60638 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 60638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 60638 read uses the identical scoring model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 60638 stays directly comparable to neighboring ZIPs and the rest of Cook County, Illinois. 60638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 34/100 figure for 60638 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 60638 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 60638
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 60638 distress snapshot
The live 60638 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Cook County
Nearest ZIP codes to 60638
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Cook County, Illinois.
Unlock parcel-level detail for ZIP 60638
Every distressed parcel in 60638 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology