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ZIP 60645 Foreclosure, Tax-Lien & Distress Report

Cook County, Illinois · Distress market

ZIP code 60645 in Cook County, Illinois carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (88/100), structural risk (79/100), institutional ownership (46/100). mortgage stress (20/100) stay muted. Structural risk reads 79/100 against active distress of 6/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (82/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 23% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 8.4%. The tenure split is 52% owner-occupied to 48% rented. On demographic stress specifically, 60645 scores 34/100. Rent burden reaches 42% of tenant households. The poverty rate is 17.0% — high, a tax-stress and distress correlate. The ZIP holds roughly 18,437 housing units. Households earn a median $77,126 — near the roughly $78,000 national figure. Home values center near $328,200, an affordability ratio of 4.0×. Around 45% of adults hold a bachelor's degree or higher. Population is roughly 46,856 with a median age of 38.

Overall, 60645 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 60645 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 60645's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 60645 reflects the current record instead of a stale or modeled snapshot.

60645's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 60645 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

35/100
Composite stress
79/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 60645

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk100
Another 9 scored dimensions sit behind 60645

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 60645 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 60645, the same set carried on every parcel.

Loading ZIP 60645 stress data…

Nearby ZIPs in Cook County

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