ZIP 60645 Property Distress & Foreclosure Data

Cook County, Illinois's ZIP 60645 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (62/100), institutional ownership (53/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 75/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (64/100).

The market reads expansion — home values rose 6.4% year on year, and 23% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 8.4%. The tenure split is 52% owner-occupied to 48% rented. On demographic stress specifically, 60645 scores 34/100. Around 42% of renters are cost-burdened. Roughly 17.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 18,437 housing units. Households earn a median $77,126 — near the roughly $78,000 national figure. A median home runs $328,200 here, or 4.0 times local income. About 45% have a four-year degree. About 46,856 people live here, median age 38.

Net-net, 60645 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.