ZIP 62321 Foreclosure, Tax-Lien & Distress Report

ZIP 62321's composite property-distress score is 15/100 - DLRadar classes that as low for Hancock County, Illinois. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (35/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. On the structural side it scores 35/100, with 1/100 of stress already active.

The expansion-phase market in 62321 posted values that rose 5.3% over the year, and 31% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 3,682 with a median age of 50. Home values center near $123,700, an affordability ratio of 1.6× — accessible. The ZIP holds roughly 1,834 housing units. The demographic-stress sub-score lands at 20/100. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $74,859, near the U.S. median near $78,000. Rent burden reaches 19% of tenant households. About 33% have a four-year degree. The tenure split is 76% owner-occupied to 24% rented. The poverty rate is 8.4%.

Net-net, 62321 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 62321 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 62321's 15/100 can be lined up against any neighbor in Hancock County, Illinois or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 62321 reflects the current record instead of a stale or modeled snapshot.

The 15/100 for 62321 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 62321 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.