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ZIP 61420 Foreclosure, Tax-Lien & Distress Report

Mcdonough County, Illinois · High Vacancy market

Scored purely from public records, 61420 (Mcdonough County, Illinois) returns a minimal composite of 13/100. The split runs 30/100 structural to 1/100 active on the ground. Property-level stress concentrates in construction/permit lag (77/100), structural risk (30/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.6% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $91,300 (1.3× income, relatively affordable). The poverty rate is 11.5%. At $61,375, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 24/100. Rent burden reaches 33% of tenant households. Around 14% of adults hold a bachelor's degree or higher. About 1,034 people live here, median age 40. There are about 451 housing units across 61420. 83% of housing is owner-occupied. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 61420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 61420 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 61420 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 61420 reflects the current record instead of a stale or modeled snapshot.

Each component behind 61420 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. For a buyer, 61420 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

13/100
Composite stress
30/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 61420

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk35
9 further distress layers are graded for 61420

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

61420 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Mcdonough County ZIPs near 61420

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