ZIP 61455 Foreclosure, Tax-Lien & Distress Report

ZIP code 61455 in Mcdonough County, Illinois carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. Latent structural risk is 24/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (24/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The expansion-phase market in 61455 posted values that rose 5.7% over the year, and 17% higher over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $45,048, below the U.S. median near $78,000. Educational attainment sits at 39% bachelor's-or-above. About 17,511 people live here, median age 32. The ZIP holds roughly 8,735 housing units. On demographic stress specifically, 61455 scores 32/100. The typical home is worth about $120,100 (2.6× income, relatively affordable). The poverty rate is 25.9% — high, a tax-stress and distress correlate. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 46% of tenant households. 53% of housing is owner-occupied.

Taken together, 61455 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 61455 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 61455 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 61455 stays directly comparable to neighboring ZIPs and the rest of Mcdonough County, Illinois. Nothing here is interpolated — where a source is thin for 61455, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 61455 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. For a buyer, 61455 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.