ZIP 62326 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62326 in Mcdonough County, Illinois comes in at 12, a minimal composite-distress reading. The latent-versus-live split is 26/100 structural and 1/100 already moving. Leading the profile are construction/permit lag (59/100), structural risk (26/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 47% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $119,000 here, or 1.8 times local income. The demographic-stress sub-score lands at 24/100. At $65,048, median income runs below typical U.S. levels. Around 30% of adults hold a bachelor's degree or higher. 8.7% of residents fall below the poverty threshold. 79% of housing is owner-occupied. Rent burden reaches 39% of tenant households. 2,317 residents call 62326 home, typically aged 39. The ZIP holds roughly 1,088 housing units. The vacancy rate is 10.0%.

On balance 62326 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 62326 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 62326 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 62326, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 62326 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. In workflow terms, 62326 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.