ZIP 61438 Foreclosure, Tax-Lien & Distress Report
Mcdonough County, Illinois · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 61438 in Mcdonough County, Illinois comes in at 11, a minimal composite-distress reading. Property-level stress concentrates in construction/permit lag (50/100), structural risk (24/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Latent structural risk is 24/100 while live distress already moving reads 1/100.
The expansion-phase market in 61438 posted values that rose 5.7% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 341 housing units. A median home runs $148,200 here, or 2.3 times local income. Rent burden reaches 36% of tenant households. 702 residents call 61438 home, typically aged 44. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 31% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. Households earn a median $65,703 — below the roughly $78,000 national figure.
Net-net, 61438 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 61438 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 61438's 11/100 can be lined up against any neighbor in Mcdonough County, Illinois or any ZIP coast to coast. Where the record is thin for 61438, the field stays empty rather than modeled, and fills in as new documents post.
61438's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 61438 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 61438
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 61438 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 61438, the same set carried on every parcel.
Other Mcdonough County ZIP codes
Nearest ZIP codes to 61438
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 61438
Related ZIP, county and statewide reads linked to Mcdonough County, Illinois.
Unlock the full ZIP 61438 acquisition report
Every distressed parcel in 61438 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology