ZIP 61438 Property Distress & Foreclosure Data

ZIP code 61438 in Mcdonough County, Illinois carries a composite property-distress score of 6/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (11/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 11/100 against active distress of 1/100.

The expansion-phase market in 61438 posted values that rose 6.4% over the year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

89% of housing is owner-occupied. There are about 341 housing units across 61438. The typical home is worth about $148,200 (2.3× income, relatively affordable). Rent burden reaches 36% of tenant households. Population is roughly 702 with a median age of 44. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 5.3% — low. Around 31% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. At $65,703, median income runs below typical U.S. levels.

On the whole, 61438 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.