ZIP 61438 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 61438 in Mcdonough County, Illinois comes in at 11, a minimal composite-distress reading. Property-level stress concentrates in construction/permit lag (50/100), structural risk (24/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Latent structural risk is 24/100 while live distress already moving reads 1/100.

The expansion-phase market in 61438 posted values that rose 5.7% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 341 housing units. A median home runs $148,200 here, or 2.3 times local income. Rent burden reaches 36% of tenant households. 702 residents call 61438 home, typically aged 44. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 31% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. Households earn a median $65,703 — below the roughly $78,000 national figure.

Net-net, 61438 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 61438 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 61438's 11/100 can be lined up against any neighbor in Mcdonough County, Illinois or any ZIP coast to coast. Where the public record is thin for 61438, the field stays empty rather than modeled, and fills in as new documents post.

61438's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 61438 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.