ZIP 61470 Foreclosure, Tax-Lien & Distress Report

ZIP code 61470 in Mcdonough County, Illinois carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. What sets it apart are the readings on construction/permit lag (50/100), structural risk (24/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 24/100 structural and 1/100 already moving.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 6.9%. Median household income is $38,750, below the U.S. median near $78,000. About 509 people live here, median age 46. Educational attainment sits at 9% bachelor's-or-above. 89% of housing is owner-occupied. Rent burden reaches 15% of tenant households. The typical home is worth about $101,400 (2.7× income, relatively affordable). DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 209 housing units. Roughly 15.8% live below the poverty line.

On balance 61470 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 61470 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 61470 runs through one identical scoring model, so its 11/100 sits on the same scale as every other ZIP in Mcdonough County, Illinois and the nation. Sparse data for 61470 shows as blanks, never estimates, and the score updates on every fresh public filing.

61470's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 61470 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.