ZIP 63960 Foreclosure, Tax-Lien & Distress Report

ZIP code 63960 in Stoddard County, Missouri carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 41/100 structural and 6/100 already moving. Its standout signals are institutional ownership (43/100), structural risk (41/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (11/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (72/100), climate & FEMA risk (69/100).

The peak-phase market in 63960 posted values that rose 4.4% over the year, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

70% of housing is owner-occupied. At $50,139, median income runs below typical U.S. levels. About 3,448 people live here, median age 37. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. There are about 1,342 housing units across 63960. Roughly 15.1% live below the poverty line. On demographic stress specifically, 63960 scores 30/100. Educational attainment sits at 16% bachelor's-or-above. The typical home is worth about $146,500 (2.4× income, relatively affordable). Rent burden reaches 40% of tenant households.

Taken together, 63960 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 63960 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 63960's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 63960 shows blanks, not estimates, wherever the record is sparse.

The 20/100 figure for 63960 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 63960 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.