ZIP 63822 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 63822 (Stoddard County, Missouri) lands at 21/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (73/100), FEMA disaster exposure (71/100)). Structural risk reads 44/100 against active distress of 6/100. Leading the profile are structural risk (44/100), institutional ownership (43/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (15/100) stay muted.

The market reads peak — home values rose 4.3% year on year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $49,868, below the U.S. median near $78,000. The poverty rate is 19.3% — high, a tax-stress and distress correlate. A median home runs $127,900 here, or 2.0 times local income. Rent burden reaches 26% of tenant households. Owners hold 72% of homes, renters 28%. Around 15% of adults hold a bachelor's degree or higher. The vacancy rate is 16.2% — elevated. About 2,562 people live here, median age 48. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 1,247 housing units.

On the whole, 63822 leans distressed, with opportunity clustered in specific stressed parcels. 63822 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 63822's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 63822, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

63822's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 63822 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.