ZIP 64446 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 64446 in Atchison County, Missouri comes in at 4, a minimal composite-distress reading. What sets it apart are the readings on structural risk (7/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structurally it carries 7/100, against 1/100 of stress already in motion.

The market reads peak — home values rose 4.4% year on year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,085 with a median age of 48. The poverty rate is 14.4%. 72% of housing is owner-occupied. The ZIP holds roughly 582 housing units. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. About 16% have a four-year degree. A median home runs $101,800 here, or 1.8 times local income. Median household income is $56,563, below the U.S. median near $78,000. On demographic stress specifically, 64446 scores 25/100. Around 18% of renters are cost-burdened.

Net-net, 64446 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 64446 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 64446 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 4/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 64446 reflects the current record instead of a stale or modeled snapshot.

The 4/100 for 64446 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 64446 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.