ZIP 64491 Foreclosure, Tax-Lien & Distress Report

Atchison County, Missouri's ZIP 64491 registers 4/100 composite distress, which DLRadar reads as minimal. The pressure is most legible in structural risk (7/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structurally it carries 7/100, against 1/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,642 people live here, median age 49. The ZIP holds roughly 880 housing units. The typical home is worth about $91,300 (1.5× income, relatively affordable). The poverty rate is 14.5%. Vacancy runs 15.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 18% of tenant households. 69% of housing is owner-occupied. Educational attainment sits at 21% bachelor's-or-above. At $62,063, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 23/100.

On the whole, 64491 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 64491 is not published yet -- the ZIP-level readings above remain fully sourced.

The 64491 read uses the identical scoring model applied coast to coast, which means its 4/100 score means exactly what it means anywhere else, and 64491 stays directly comparable to neighboring ZIPs and the rest of Atchison County, Missouri. The score is rebuilt from public data as it updates, so 64491 reflects the current record instead of a stale or modeled snapshot.

64491's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 64491 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.