ZIP 75654 Property Distress & Foreclosure Data

ZIP code 75654 in Rusk County, Texas carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (69/100), institutional ownership (57/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100). The latent-versus-live split is 69/100 structural and 7/100 already moving.

The market reads peak — home values rose 2.9% year on year, and 18% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

Median household income is $69,986, near the U.S. median near $78,000. Home values center near $173,400, an affordability ratio of 2.5× — accessible. 9.8% of residents fall below the poverty threshold. The vacancy rate is 13.4% — elevated. Around 45% of renters are cost-burdened. Educational attainment sits at 26% bachelor's-or-above. About 12,184 people live here, median age 41. DLRadar's demographic-stress index for the area reads 28/100. Owners hold 81% of homes, renters 19%. The ZIP holds roughly 5,216 housing units.

Net-net, 75654 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.