ZIP 76357 Foreclosure, Tax-Lien & Distress Report

ZIP 76357's composite property-distress score is 22/100 - DLRadar classes that as low for Clay County, Texas. Leading the profile are construction/permit lag (100/100), structural risk (52/100), institutional ownership (41/100). By contrast, mortgage stress (19/100) register low. The split runs 52/100 structural to 6/100 active on the ground.

The market reads peak — home values rose 0.8% year on year, 2.5% off the recent peak (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 39.2% — elevated. The demographic-stress sub-score lands at 33/100. 95% of housing is owner-occupied. The poverty rate is 4.0% — low. The typical home is worth about $143,800 (1.5× income, relatively affordable). Around 100% of renters are cost-burdened. 452 residents call 76357 home, typically aged 55. Educational attainment sits at 19% bachelor's-or-above. There are about 348 housing units across 76357. Households earn a median $77,566 — near the roughly $78,000 national figure.

Taken together, 76357 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 76357 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 76357's 22/100 can be lined up against any neighbor in Clay County, Texas or any ZIP coast to coast. Where the record is thin for 76357, the field stays empty rather than modeled, and fills in as new documents post.

76357's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 76357 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.