ZIP 76357 Property Distress & Foreclosure Data

In Clay County, Texas, ZIP 76357 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (73/100), structural risk (47/100), institutional ownership (45/100). On the quiet end sit mortgage stress (19/100). Structural risk reads 47/100 against active distress of 6/100.

The peak-phase market in 76357 posted values that rose 2.3% over the year, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 39.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 76357 scores 33/100. The tenure split is 95% owner-occupied to 5% rented. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. A median home runs $143,800 here, or 1.5 times local income. Rent burden reaches 100% of tenant households. Population is roughly 452 with a median age of 55. About 19% have a four-year degree. There are about 348 housing units across 76357. Households earn a median $77,566 — near the roughly $78,000 national figure.

On the whole, 76357 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.