ZIP 76230 Property Distress & Foreclosure Data

In Montague County, Texas, ZIP 76230 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). Its standout signals are construction/permit lag (82/100), structural risk (56/100), institutional ownership (46/100). By contrast, mortgage stress (20/100) register low. Structural exposure scores 56 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 4.1% year on year, and 31% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 19.8%, above the national norm and a classic distress-and-opportunity signal. 12.4% of residents fall below the poverty threshold. Home values center near $220,600, an affordability ratio of 3.1× — accessible. There are about 5,147 housing units across 76230. Owners hold 77% of homes, renters 23%. Rent burden reaches 34% of tenant households. About 9,885 people live here, median age 43. Median household income is $64,467, below the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100.

Net-net, 76230 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.