ZIP 76230 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 76230 (Montague County, Texas) returns a low composite of 23/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100). The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (53/100), institutional ownership (43/100). On the quiet end sit mortgage stress (20/100). Latent structural risk is 53/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 31% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 19.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 12.4% live below the poverty line. Home values center near $220,600, an affordability ratio of 3.1× — accessible. The ZIP holds roughly 5,147 housing units. The tenure split is 77% owner-occupied to 23% rented. Around 34% of renters are cost-burdened. About 9,885 people live here, median age 43. Median household income is $64,467, below the U.S. median near $78,000. About 16% have a four-year degree. DLRadar's demographic-stress index for the area reads 30/100.

Net-net, 76230 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 76230 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 76230 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76230 can be compared directly against any other ZIP in Montague County, Texas or nationwide. Sparse data for 76230 shows as blanks, never estimates, and the score updates on every fresh public filing.

76230's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 76230 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.