ZIP 76251 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 76251 (Montague County, Texas) at a low 26/100 for overall property distress. The pressure is most legible in construction/permit lag (68/100), structural risk (58/100), institutional ownership (45/100). On the quiet end sit mortgage stress (21/100). On the structural side it scores 58/100, with 6/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (75/100)).

The peak-phase market in 76251 posted values that rose 2.0% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $59,423 — below the roughly $78,000 national figure. Rent burden reaches 47% of tenant households. Educational attainment sits at 26% bachelor's-or-above. About 704 people live here, median age 46. The demographic-stress sub-score lands at 32/100. A median home runs $262,500 here, or 4.0 times local income. The ZIP holds roughly 311 housing units. Owners hold 92% of homes, renters 8%. The poverty rate is 10.4%. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 76251 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 76251 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 76251 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 76251 stays directly comparable to neighboring ZIPs and the rest of Montague County, Texas. Nothing here is interpolated — where a source is thin for 76251, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 76251 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 76251 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.