ZIP 76228 Foreclosure, Tax-Lien & Distress Report
Clay County, Texas · High Vacancy market
Composite property distress in 76228 (Clay County, Texas) lands at 23/100 — low on DLRadar's distress scoring. The latent-versus-live split is 54/100 structural and 6/100 already moving. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (54/100), institutional ownership (42/100). On the quiet end sit mortgage stress (19/100).
Prices here sit in a peak phase: values rose 0.9% over the trailing year, 2.3% off the recent peak (phase confidence 8/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 82% owner-occupied to 18% rented. Rent burden reaches 26% of tenant households. Educational attainment sits at 22% bachelor's-or-above. The typical home is worth about $171,200 (2.1× income, relatively affordable). 14.8% of residents fall below the poverty threshold. About 1,320 people live here, median age 47. Households earn a median $71,250 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 25/100. The vacancy rate is 17.8% — elevated. There are about 594 housing units across 76228.
Net-net, 76228 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 76228 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 76228's 23/100 can be lined up against any neighbor in Clay County, Texas or any ZIP coast to coast. 76228 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
76228's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 76228 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 76228
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
76228 at a glance
76228 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Nearby ZIPs in Clay County
Nearest ZIP codes to 76228
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More distress data near 76228
Related ZIP, county and statewide reads linked to Clay County, Texas.
See every distressed parcel in 76228
Every distressed parcel in 76228 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology