ZIP 76239 Property Distress & Foreclosure Data

ZIP code 76239 in Montague County, Texas carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (95/100), structural risk (66/100), institutional ownership (47/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). On the structural side it scores 66/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.9% year on year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 23% bachelor's-or-above. Around 13% of renters are cost-burdened. Owners hold 73% of homes, renters 27%. Home values center near $228,200, an affordability ratio of 3.1× — accessible. Median household income is $65,000, below the U.S. median near $78,000. About 1,201 people live here, median age 41. The ZIP holds roughly 680 housing units. DLRadar's demographic-stress index for the area reads 25/100. 4.2% of residents fall below the poverty threshold. The vacancy rate is 19.5% — elevated.

Net-net, 76239 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.