ZIP 76238 Foreclosure, Tax-Lien & Distress Report
Cooke County, Texas · High Vacancy market
ZIP 76238's composite property-distress score is 26/100 - DLRadar classes that as low for Cooke County, Texas. Latent structural risk is 57/100 while live distress already moving reads 4/100. Property-level stress concentrates in construction/permit lag (100/100), structural risk (57/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (13/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (72/100)).
Prices here sit in a peak phase: values rose 0.9% over the trailing year, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.
504 residents call 76238 home, typically aged 35. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. There are about 260 housing units across 76238. Owners hold 63% of homes, renters 37%. Around 23% of adults hold a bachelor's degree or higher. The typical home is worth about $271,900. On demographic stress specifically, 76238 scores 20/100. Around 0% of renters are cost-burdened. Median household income is $112,000, above the U.S. median near $78,000.
Net-net, 76238 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 76238 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 76238 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Cooke County, Texas and the nation. Where the public record is thin for 76238, the field stays empty rather than modeled, and fills in as new documents post.
The 26/100 figure for 76238 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 76238 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 76238 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 76238 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Cooke County ZIP codes
Related reports across Cooke County, Texas
Further distress data across Cooke County, Texas at ZIP, county and state level.
Unlock parcel-level detail for ZIP 76238
The full 76238 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology