ZIP 76240 Foreclosure, Tax-Lien & Distress Report

Cooke County, Texas's ZIP 76240 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (57/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (13/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (72/100). On the structural side it scores 57/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 13% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 31/100. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 41% of tenant households. Educational attainment sits at 24% bachelor's-or-above. About 29,271 people live here, median age 39. The typical home is worth about $227,100 (3.1× income, relatively affordable). Median household income is $67,056, below the U.S. median near $78,000. Owners hold 68% of homes, renters 32%. The vacancy rate is 8.3%. There are about 12,406 housing units across 76240.

Net-net, 76240 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 76240 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 76240 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 76240 stays directly comparable to neighboring ZIPs and the rest of Cooke County, Texas. Nothing here is interpolated — where a source is thin for 76240, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 76240 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 76240 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.