ZIP 76240 Property Distress & Foreclosure Data

DLRadar grades ZIP 76240 (Cooke County, Texas) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (59/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (13/100). Environmental exposure also runs high (climate & FEMA risk (72/100)). The latent-versus-live split is 59/100 structural and 4/100 already moving.

The peak-phase market in 76240 posted values that rose 1.1% over the year, and 13% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 76240 scores 31/100. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 41% of renters are cost-burdened. About 24% have a four-year degree. Population is roughly 29,271 with a median age of 39. A median home runs $227,100 here, or 3.1 times local income. Households earn a median $67,056 — below the roughly $78,000 national figure. The tenure split is 68% owner-occupied to 32% rented. The vacancy rate is 8.3%. The ZIP holds roughly 12,406 housing units.

On balance 76240 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.