ZIP 76261 Property Distress & Foreclosure Data

ZIP code 76261 in Montague County, Texas carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (70/100)). What sets it apart are the readings on construction/permit lag (82/100), structural risk (58/100), institutional ownership (47/100). On the quiet end sit mortgage stress (20/100). Structural risk reads 58/100 against active distress of 6/100.

The peak-phase market in 76261 posted values that rose 3.6% over the year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 203 with a median age of 58. Households earn a median $39,375 — below the roughly $78,000 national figure. There are about 113 housing units across 76261. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The tenure split is 81% owner-occupied to 19% rented. About 22% have a four-year degree. A median home runs $109,400 here, or 2.0 times local income. On demographic stress specifically, 76261 scores 19/100.

On the whole, 76261 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.