ZIP 76261 Foreclosure, Tax-Lien & Distress Report

ZIP code 76261 in Montague County, Texas carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (69/100). What sets it apart are the readings on construction/permit lag (83/100), structural risk (57/100), institutional ownership (43/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 57/100, with 6/100 of stress already active.

The market reads peak — home values rose 1.6% year on year (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

203 residents call 76261 home, typically aged 58. At $39,375, median income runs below typical U.S. levels. The ZIP holds roughly 113 housing units. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 17.5% — elevated. Rent burden reaches 0% of tenant households. The tenure split is 81% owner-occupied to 19% rented. Around 22% of adults hold a bachelor's degree or higher. A median home runs $109,400 here, or 2.0 times local income. On demographic stress specifically, 76261 scores 19/100.

Net-net, 76261 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 76261 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 76261 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 76261 can be compared directly against any other ZIP in Montague County, Texas or nationwide. Nothing here is interpolated — where a source is thin for 76261, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 76261 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 76261 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.