ZIP 76265 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 76265 (Montague County, Texas) at a low 27/100 for overall property distress. The split runs 62/100 structural to 6/100 active on the ground. Property-level stress concentrates in construction/permit lag (88/100), structural risk (62/100), institutional ownership (42/100). On the quiet end sit mortgage stress (19/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100).

The peak-phase market in 76265 posted values that rose 1.8% over the year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 25.1% — elevated. At $77,902, median income runs near typical U.S. levels. Home values center near $216,500, an affordability ratio of 2.7× — accessible. Rent burden reaches 58% of tenant households. 77% of housing is owner-occupied. Around 21% of adults hold a bachelor's degree or higher. Population is roughly 1,634 with a median age of 39. On demographic stress specifically, 76265 scores 33/100. There are about 821 housing units across 76265. The poverty rate is 12.3%.

Taken together, 76265 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 76265 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 76265's 27/100 can be lined up against any neighbor in Montague County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 76265 reflects the current record instead of a stale or modeled snapshot.

76265's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 76265 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.