ZIP 77055 Property Distress & Foreclosure Data

DLRadar grades ZIP 77055 (Harris County, Texas) at a moderate 35/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100). Property-level stress concentrates in structural risk (77/100), institutional ownership (64/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low. Structural exposure scores 77 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 1.6% year on year, and 14% higher over three years, at 19/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 9.1%. 46% of housing is owner-occupied. The typical home is worth about $624,200 (7.9× income, severely stretched). Around 40% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 48/100. The poverty rate is 20.2% — high, a tax-stress and distress correlate. About 44,088 people live here, median age 35. At $73,297, median income runs near typical U.S. levels. There are about 18,349 housing units across 77055. Rent burden reaches 45% of tenant households.

Net-net, 77055 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.