ZIP 77445 Property Distress & Foreclosure Data

ZIP code 77445 in Waller County, Texas carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (81/100), climate & FEMA risk (68/100), flood (NFIP) exposure (65/100). On the structural side it scores 71/100, with 7/100 of stress already active. What sets it apart are the readings on construction/permit lag (80/100), structural risk (71/100), institutional ownership (65/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 1.6% year on year, and 29% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

At $63,650, median income runs below typical U.S. levels. The poverty rate is 12.3%. The vacancy rate is 12.5% — elevated. The ZIP holds roughly 5,594 housing units. The demographic-stress sub-score lands at 35/100. 61% of housing is owner-occupied. Around 29% of renters are cost-burdened. The typical home is worth about $270,400 (4.3× income). Around 13% of adults hold a bachelor's degree or higher. About 14,943 people live here, median age 32.

Net-net, 77445 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.