ZIP 77445 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77445 (Waller County, Texas) at a moderate 32/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100), climate & FEMA risk (68/100), flood (NFIP) exposure (64/100). On the structural side it scores 72/100, with 7/100 of stress already active. The pressure is most legible in construction/permit lag (77/100), structural risk (72/100), institutional ownership (69/100). mortgage stress (25/100) stay muted.

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 29% higher over three years (phase confidence 17/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $63,650 — below the roughly $78,000 national figure. Roughly 12.3% live below the poverty line. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. There are about 5,594 housing units across 77445. DLRadar's demographic-stress index for the area reads 35/100. 61% of housing is owner-occupied. Around 29% of renters are cost-burdened. Home values center near $270,400, an affordability ratio of 4.3×. About 13% have a four-year degree. 14,943 residents call 77445 home, typically aged 32.

Net-net, 77445 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 77445 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 77445's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 77445, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 77445's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 77445 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.