ZIP 78022 Property Distress & Foreclosure Data

DLRadar grades ZIP 78022 (Live Oak County, Texas) at a minimal 12/100 for overall property distress. The latent-versus-live split is 27/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (75/100), structural risk (27/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100).

The neutral-phase market in 78022 posted values that rose 4.3% over the year, and 26% higher over three years (phase confidence 24/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $56,989, below the U.S. median near $78,000. Around 34% of renters are cost-burdened. 15.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $171,100, an affordability ratio of 2.5× — accessible. Educational attainment sits at 13% bachelor's-or-above. The vacancy rate is 22.6% — elevated. Owners hold 72% of homes, renters 28%. The ZIP holds roughly 2,245 housing units. Population is roughly 4,694 with a median age of 37.

On the whole, 78022 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.