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ZIP 78075 Foreclosure, Tax-Lien & Distress Report

Live Oak County, Texas · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 78075 in Live Oak County, Texas comes in at 14, a minimal composite-distress reading. On the structural side it scores 31/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (50/100), structural risk (31/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (7/100) register low.

The peak-phase market in 78075 posted values that rose 2.0% over the year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

304 residents call 78075 home, typically aged 39. The typical home is worth about $150,700 (2.4× income, relatively affordable). Owners hold 100% of homes, renters 0%. Educational attainment sits at 0% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100. Median household income is $50,819, below the U.S. median near $78,000. The poverty rate is 0.0% — low. There are about 92 housing units across 78075. The vacancy rate is 7.8%.

Net-net, 78075 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 78075 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 78075 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 78075 can be compared directly against any other ZIP in Live Oak County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 78075 shows blanks, not estimates, wherever the record is sparse.

Each component behind 78075 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. Practically, 78075 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

14/100
Composite stress
31/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 78075

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk27
9 further distress layers are graded for 78075

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 78075 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Live Oak County ZIP reports

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See every distressed parcel in 78075

The full 78075 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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