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ZIP 78071 Foreclosure, Tax-Lien & Distress Report

Live Oak County, Texas · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 78071 in Live Oak County, Texas comes in at 16, a low composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (66/100). Structural exposure scores 34 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (50/100), institutional ownership (36/100), structural risk (34/100). structural risk (34/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 2.0% year on year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $44,910, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 34/100. Roughly 20.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $158,500 here, or 3.6 times local income. About 11% have a four-year degree. Population is roughly 3,478 with a median age of 41. The tenure split is 64% owner-occupied to 36% rented. The vacancy rate is 24.8% — elevated. Around 26% of renters are cost-burdened. There are about 1,441 housing units across 78071.

Taken together, 78071 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 78071 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 78071 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Live Oak County, Texas and the nation. Every figure is auditable to a public dataset and refreshed as records update; 78071 shows blanks, not estimates, wherever the record is sparse.

78071's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 78071 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

16/100
Composite stress
34/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 78071

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk26
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 78071 distress snapshot

Current distress, phase, housing and lender-pressure figures for 78071, drawn from the same report attached to each property.

Loading ZIP 78071 stress data…

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See every distressed parcel in 78071

Every distressed parcel in 78071 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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