ZIP 78362 Foreclosure, Tax-Lien & Distress Report

ZIP 78362's composite property-distress score is 31/100 - DLRadar classes that as moderate for San Patricio County, Texas. The split runs 69/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), flood (NFIP) exposure (83/100), climate & FEMA risk (82/100). Its heaviest discrete signals: structural risk (69/100), institutional ownership (66/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (25/100).

The peak-phase market in 78362 posted values that held roughly flat over the year, 4.1% off the recent peak, and 8% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 10,929 with a median age of 38. Around 51% of renters are cost-burdened. A median home runs $191,200 here, or 2.3 times local income. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 4,913 housing units. DLRadar's demographic-stress index for the area reads 30/100. The poverty rate is 7.9%. About 21% have a four-year degree. The tenure split is 68% owner-occupied to 32% rented. Median household income is $78,698, near the U.S. median near $78,000.

Net-net, 78362 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 78362 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 78362 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in San Patricio County, Texas and the nation. The score is rebuilt from public data as it updates, so 78362 reflects the current record instead of a stale or modeled snapshot.

Each component behind 78362 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Treat 78362 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.