ZIP 78404 Property Distress & Foreclosure Data

In Nueces County, Texas, ZIP 78404 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (71/100), institutional ownership (61/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100). The latent-versus-live split is 71/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, 1.0% off the recent peak, and 3% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 78404 scores 33/100. Around 45% of renters are cost-burdened. Roughly 15.7% live below the poverty line. 13,607 residents call 78404 home, typically aged 46. A median home runs $189,000 here, or 3.0 times local income. About 23% have a four-year degree. Households earn a median $60,264 — below the roughly $78,000 national figure. The ZIP holds roughly 6,587 housing units. The tenure split is 53% owner-occupied to 47% rented. The vacancy rate is 17.9% — elevated.

Taken together, 78404 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.