ZIP 78411 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78411 (Nueces County, Texas) at a moderate 35/100 for overall property distress. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (61/100), construction/permit lag (59/100). By contrast, mortgage stress (24/100) register low. Structural risk reads 76/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, 4.1% off the recent peak, and 9% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $184,700, an affordability ratio of 3.0× — accessible. 20.9% of residents fall below the poverty threshold. Owners hold 61% of homes, renters 39%. Rent burden reaches 48% of tenant households. At $60,387, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 33/100. Educational attainment sits at 25% bachelor's-or-above. The ZIP holds roughly 10,570 housing units. Population is roughly 24,061 with a median age of 40. The vacancy rate is 11.8% — elevated.

Net-net, 78411 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 78411 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Nueces County, Texas and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 78411 shows blanks, not estimates, wherever the record is sparse.

The 35/100 for 78411 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 78411 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.