ZIP 78416 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 78416 in Nueces County, Texas comes in at 35, a moderate composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100)). Its standout signals are structural risk (76/100), institutional ownership (61/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (24/100). Structural risk reads 76/100 against active distress of 7/100.

The market reads peak — home values held roughly flat year on year, 4.1% off the recent peak (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 10.8%. A median home runs $94,600 here, or 2.1 times local income. The tenure split is 62% owner-occupied to 38% rented. Around 41% of renters are cost-burdened. Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 8% have a four-year degree. About 13,116 people live here, median age 40. At $44,726, median income runs below typical U.S. levels. There are about 5,205 housing units across 78416. DLRadar's demographic-stress index for the area reads 32/100.

Net-net, 78416 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 78416 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 78416's 35/100 can be lined up against any neighbor in Nueces County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 78416, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 78416 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. The point of the 78416 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.