ZIP 78380 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 78380 (Nueces County, Texas) returns a moderate composite of 35/100. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100)). What sets it apart are the readings on structural risk (76/100), institutional ownership (61/100), construction/permit lag (59/100). On the quiet end sit mortgage stress (24/100). Structurally it carries 76/100, against 7/100 of stress already in motion.

The peak-phase market in 78380 posted values that held roughly flat over the year, 4.1% off the recent peak, and 13% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $165,600 (2.4× income, relatively affordable). 78% of housing is owner-occupied. There are about 9,322 housing units across 78380. Around 12% of adults hold a bachelor's degree or higher. Households earn a median $59,322 — below the roughly $78,000 national figure. Around 44% of renters are cost-burdened. Population is roughly 23,752 with a median age of 42. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. 19.7% of residents fall below the poverty threshold.

Net-net, 78380 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 78380 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 78380 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 78380 reflects the current record instead of a stale or modeled snapshot.

Each component behind 78380 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. The point of the 78380 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.